Personal and Family Protection – Risk Review
The cost of life assurance has fallen in recent years. Now is the time to ask your financial advisor if you have the level of cover appropriate to your needs, that it is cost effective and tax efficient.
Protection and Risk Review
Providing an analysis of existing protection policies and a recommended course of action in respect of protection needs, whether owned by the company or personally to ensure they are appropriate, cost-effective and tax-efficient.
* Life assurance cost have fallen in recent years, have you reviewed your cover and are you getting the best value.
Carefully creating a Protection Plan to deliver the security and Financial Freedom that you deserve.
-
Initial Meeting
The first meeting is at our expense to help you decide whether we can add value to your future. We will clearly explain how we work, the services we offer and how we get paid. If you wish to proceed, then with your assistance we will gather your information and discuss your priorities around your personal and business protection issues.
-
Review Existing Arrangements
Utilising the information gathered, we will analyse your position and assess what actions need to be taken to ensure your protection needs are met in the most tax efficient manner.
-
Recommendations
We will provide you with a detailed Protection Report which will discuss your existing arrangements and what needs to be in place to meet your needs. Your current position, type of cover required, term of cover required, provider preferences and value in the marketplace will all form part of the recommendations.
-
Implementation
If following further discussion, you’re happy to proceed with our recommendations, we can begin to implement/amend your protection plans.
-
Ongoing Review Service
Should you choose our Ongoing Review Service, this allows you to review and revise existing plans as your circumstances and objectives change to ensure that your protection needs are met.
What you get
A printed Protection Report Recommendations is provided following an assessment of existing and potential
Protection Plans advising the most appropriate course of action to ensure your needs (or the needs of your
company) are met.
